List of Medicare Advantage Plans
Medicare Advantage (MA) is a powerful healthcare plan. Under MA, it has different categories. It is vital to know which category is right for you so you can find the most suitable coverage. In this post, we will share the list of Medicare Advantage plans that you can choose from.
Study the List of Medicare Advantage Plans
You can look at MA plans in different ways. One of the ways is to study the coverage of a plan. In other words, you need to find out the medical expenses that the plan will cover and the amount of coverage it offers.
Each MA plan has some basic coverage. Medicare guarantees it. Insurance providers selling these plans will need to include basic coverage. Altering the coverage will mean that they would lose their license to sell Medicare Advantage plans. In that case, insurance providers will give you the basic coverage.
2021 Medicare Advantage Plans
Basic Medicare Advantage Plan
It handles everything that Medicare Parts A and B cover. The expenses included are hospitalization costs, nursing care costs, three pints of blood per year, medication costs, doctor’s visits, and medical tests.
You all also get coverage for emergency room care, as well as ambulance transportation and other urgently needed medical care. These urgently needed medical care services would include medical tests, surgery and other expenses that are not handled by Medicare Parts A and B.
Medicare Advantage Part D
This plan is provided under different names. It is one of the most common types of Medicare Advantage. When you choose this plan, you will get basic coverage. Plus, additional coverage for Part D prescription drug plan.
It takes care of many prescription drug expenses, like brand name drugs and generic medicines. You can find a plan that covers all drugs completely. However, expensive brand name drugs may be covered partially.
Since it is a tiered coverage, you must only pick a plan that can give you sufficient coverage for your prescription drugs. Remember that the goal of this plan is to ensure that your overall healthcare costs will be reduced.
2021 Medicare Advantage Plans
Routine Checkup Cover
It is a common type of Medicare Advantage plan. It provides coverage for all basic expenses and it covers routine checkups with several healthcare providers.
With this plan, each time you visit a general practitioner for a checkup, you will get covered for it. This plan will also handle visits to your optometrist, dentist, and audiologist. And if you need a new pair of glasses and hearing aid, this plan will cover them as well as long as they are prescribed by your doctor.
Some plans have a couple of these to give you better coverage. You need to look at the various options to find out the best coverage that fits your medical needs. If you are not sure about the type of coverage that you may need, consider talking to your doctor.
Or better yet, contact an insurance agent. You may also call us today for a free consultation. We have a team of health insurance experts to figure out the plan that works best for you.
Another way to classify MA plans is how they can cover you based on the insurer’s network. Here is a list of Medicare Advantage plans according to its network.
With this plan, you will only get full coverage if you go to a hospital or a clinic that agrees with your insurer. If you go to a place that is not a partner of your provider, then you will not get coverage at all. It means that you will handle all expenses related to the medical service you receive in that facility. However, you will be partially covered if your case is an emergency.
This plan will still give you full coverage if you stay within the network facility of your health insurance provider. However, if you go outside of the network to get medical care, you will be partially covered. The partial coverage can keep your medical bill lower than if you choose an HMO plan. Because of its flexibility, PPO is more expensive than HMO plans.
It is a plan network option that offers full coverage if you go to a network facility. But if you go outside the network to get medical services, you get a discounted rate. That is, you pay a pre-approved cost for medical service. As you think about it, it is not actual coverage for off-network care. However, it can still help you in lowering your medical expenses when you need to go outside the provider’s network area.
Special Needs Plans
They are only available to selected seniors. These are accessible to individuals who qualify for Medicaid and Medicare. If you have special needs, you may qualify for this plan. However, if you are not sure whether or not you meet the requirements for this type of plan, then make sure to contact us as we can help you get some answers.
2021 Medicare Advantage Plans
Save Money by Comparing Plans
Our goal here is to assist individuals in keeping their medical care costs as low as possible. You may use our site to help you search for quotes in your area.
To use it, you need to enter your zip code so we can give you the accurate rates according to your location. The zip code allows us to give you local results. Keep in mind that rates for MA plans will change based on your location.
When comparing Medicare Advantage plans, you need to source as many quotes as you can. It is possible to request quotes from the insurance providers directly. However, it can take time. Furthermore, they cannot give you the rates of other insurance providers.
But if you choose to use our site, you can get the rates of various insurance providers selling the plans you wish to obtain. This will allow you to make comparison shopping a lot easier. You can easily decide which insurance provider offers the most affordable plan.
The details we mentioned here about the list of Medicare Advantage plans are just general information. If you view the list of the plans offered by an insurer, you will find that the plans have different names.