Anthem Medicare Advantage

Anthem is well known for selling its Blue Cross Blue Shield coverage plans to the elderly of the country but their Medicare Advantage plan has given more benefits to the seniors in the past and coming years. Here we will specifically discuss the perks and benefits Anthem Medicare Advantage plan.

None of the insurers are aware about the actual need of the customer but if the Original Medicare Plan doesn’t meet your needs then here comes the life safer by Anthem – Medicare Advantage plans. It not only offers great protection from the sudden medical expenses but also covers many other common expenses that make the seniors worry. Subscribing to this plan makes you tension free from the worries of the emergency coverage as most of the things are covered at an affordable rate to be paid yearly.

Let’s see the coverage breakdown of the Medicare Advantage plan, which is offered by every insurance provider, whether its Anthem or any other.

• Medicare Part A inpatient cover

• Medicare Part B outpatient cover

• Emergency medical care

• Urgently needed medical services

Whereas, the optional coverage which can be included in that Medicare Advantage plan are:

• Medicare Part D

• Vision coverage (which include a pair of new eyeglasses or lenses)

• Hearing coverage (which include new hearing aid)

There are many types of plans by Anthem, that range from low to high coverage. It doesn’t matter what are your medical needs, as there is probably a plan which will accommodate your expenses.

It is a pure decision made by Anthem to decide the pricing of the plan as there is no specific rate given by Medicare Advantage. Because of this reason, you may find different rates for the same plan from the other insurance providers.

The rates are different for every plan and are based on the area you live in. To get more information about the prices, please visit our website and see the latest rates. The accurate and current information will help you to compare it with other competitors and choose the best one for you.

The price offered by Anthem is very competitive like Blue Cross Blue Shield and you would surely like to have a comparison of these rates with other insurance providers to ensure that you are not paying something extra for the coverage. The price of Advantage plans is usually $140 monthly but you will be amazed to know that Anthem sells it at the cheapest rate of $0 per monthly. However, the premium per month is a deductible that you are required to pay before getting the coverage for the plan. Whereas, the deductible often vary as it is based on the amount of premium of Anthem Medicare Advantage plan.

Moreover, Anthem holds a wide network on which they operate their services. In this network, there are medical facilities that had agreements with Anthem to honor their plans. By subscribing to the Anthem Medicare Advantage plan, you get the freedom to visit any healthcare center, clinics, and pharmacies within their network and get coverage according to your plan. Going off the network forbid you from getting full coverage.

Another Medicare Advantage plan offered by Anthem is the PPO plan. The main benefit of this plan is that you get partial coverage outside the network of Anthem but it’s beneficial for those seniors who are mostly traveling or reside outside the insurance company’s network. You will realize the advantage of this plan when you will avail of the cost of the medical expense incurred during a visit outside the network coverage.

The HMO plan works best for the seniors who are living within the network area of the insurance provider. This plan gives full coverage on the network and no coverage outside the network. The similarity between HMO and PPO plans is that both give full coverage to seniors within the network. However, PPO costs a bit high as it offers partial coverage outside the network. Check the latest prices of these plans on our site with the free search tool.

Any senior with a requirement of a certain age can sign up for the Medicare Advantage plan. But make sure that you had already purchased the Original Medicare Plan. There are plenty of insurance providers but try to choose the one that offers coverage and network in your area. If you meet all the requirements then you are good to go and avail any of the plans that suit you the more. The enrollment for the plan is open only once a year from 15th October to 7th December.

Don’t miss the chance to get yourself enrolled for the program in this period as missing it means you have to wait for next year to get yourself registered. Signing up for the program makes you avail of the benefits from the 1st day of January of the following year.

For any questions related to the Anthem Medicare Advantage plan, you can freely contact us and give us the opportunity to assist you in choosing the right plan according to your need.