Anthem Medicare Advantage Plans 2021
Anthem is a well-known medical insurance company that provides Blue Cross Blue Shield and Medicare Advantage plan to seniors and gives coverage for their medical expenses. Here we will discuss in detail about Anthem Medicare Advantage Plans for 2021.
How Advantage Plan Helps with Medical Expenses
The Original Medicare plan covers only the basic healthcare expenses, as we do not exactly know what are your healthcare needs. In this case, Original Medicare is not enough and you might think to purchase an additional plan for it and Medicare Advantage is the best choice indeed.
This plan provides you strong protection with more coverage for the unexpected medical expenses and emergencies that usually a senior requires. Once you purchase an Advantage plan you get free from the worries for the whole year that how you are going to deal with any healthcare emergency that was not expected.
Mention below is the coverage breakdown of a Medicare Advantage plan. This coverage remains the same for the plan, no matter if you purchase it from Anthem or any other insurance company.
Medicare Part A inpatient cover
Medicare Part B outpatient cover
Emergency medical care
Urgently needed medical services
Moreover, there are some more coverage options that are included in different Medicare Advantage plans such as:
Medicare Part D
Vision coverage (like new corrective lenses or eyeglasses)
Hearing coverage (like new hearing aids)
There are a number of Medicare Advantage plan sold by Anthem, that range from low to high coverage. You may find a suitable plan Medicare Advantage plan for yourself that gives you maximum protection for your healthcare needs.
2021 Medicare Advantage Plans
Cost of Anthem Medicare Advantage Plan
As you cannot purchase the Advantage plan directly from Medicare, you must have to purchase it from any insurance company that is allowed to sell these plans. It is completely a decision of Anthem that what prices they set for the Advantage plan and there is no fix or standard rate set by Medicare.
The rate depends on the type of Advantage plan you choose and the area you live in. You can see the list of plans that are offered by different insurance companies and check the current rates on our website. This list on the website will help you decide, which plan is the best fit for you according to your needs. We provide you with the most accurate and latest information of not only the plans that are offered by Anthem but also by other insurance companies that sell Medicare Advantage plan.
The rates offered by Anthem are competitive like Blue Cross Blue Shield but we would suggest that you should at least once make a price comparison with other insurance companies to ensure that you are not overpaying for anything. Advantage plan has an average cost of monthly $140 but you may find some plans that are sold by Anthem for a monthly premium of as low as $0. Whereas, the annual deductible of any Medicare Advantage plan sold by Anthem is based on the amount of premium because usually, low premium Advantage plans have high deductibles.
Anthem Medicare Advantage Plans
Anthem makes the Advantage plans more unique in a way that it attracts subscriber. They add certain bonuses and perks that do not cost any additional amount but the subscriber can get benefit from it. They offer 24-hour access to medical professionals via phone call, which helps the subscriber to get immediate medical advice for their problems. They also offer personalized diet and exercise plans to encourage its customer to live a healthy life. These perks are solely provided by Anthem to its customers and are not a part of any Advantage plan offered by Medicare.
Anthem has its own vigorous network on which they have a plethora of medical professionals, nurses, hospitals, pharmacies and much more. You will ultimately get the coverage according to the plan. Some plan offers full coverage within the network and no coverage when you avail service outside the network. However, there are some plans that offer complete coverage within the network and cover you partially outside the network for your medical needs.
The most common and affordable Advantage plan offered by Anthem is known as HMO. These plans give you full coverage for your medical need when you avail of the services within the network. But, if you go out of the network, you will have to pay from your pocket as this plan doesn’t honor the service off-network.
Another Advantage plan sold by Anthem is the PPO plan. This plan is costly as compared to the HMO plans as they offer partial coverage for the medical needs outside the network as well and full protection for the healthcare facilities within the network. To know the price of both these plans, you may check our website. With the comparison tool, you can get the latest and accurate rates and see which plan fits the best for you.
How to Sign up for Medicare Advantage plan
These plans are easily accessible to the seniors with certain eligibility criteria. You need to be of 65 years of age and hold an active Original Medicare plan. You can apply for the plan 3 months before your 65th birthday and your plan will be automatically activated from the 1st January of the following year. If in case you miss the chance to enroll within your enrollment period, then don’t worry! The window opens for registration once every year from 15th October till 7th December.
If these details are not enough and you still require any type of assistance for your Medicare Advantage plan, don’t hesitate to call us, as we will be delighted to help you and ensure which plan suits the best to meet your medical needs.