Aetna Medicare Advantage

Aetna sells a number of Advantage plans by Medicare that provide medical coverage to the seniors. If the Original Medicare plan is not enough to cover your medical expenses then you must think about buying an Aetna Medicare Advantage plan that most seniors prefer to buy.

You can expect some awesome coverage if you subscribe to any of the Medicare Advantage plans. Medicare itself regulates all the plans and restrict the insurance company to follow the guidelines to sell these plans. However, they have given the freedom to these companies to decide the price for that plan and the plans they want to sell.

Medicare Part A and Medicare Part B is included in the coverage of all Medicare Advantage plan. Whereas, hospice care is not a part of it. Furthermore, you will get protection for any unexpected medical emergency and healthcare service. All these items are classified as urgently needed in the Medicare Advantage plan. The prescription drug cost, routine checkups from healthcare professionals, X-rays, new eyeglasses and hearing aid are included in Part D of Medicare plan. If you want to avail of these services, then do a double check before buying the plan.

These plans are sold to the seniors of 65 years or above with an active Original Medicare plan. Once you purchase the Advantage plan, the Original plan gets replaced and the additional benefits are added to your plan. The best thing about this plan is that you are not going to lose the coverage for medical needs by subscribing to the Medicare Advantage plan by Aetna.

The strong network of Aetna has numerous hospitals, doctor’s clinics, pharmacies, and much more. All these healthcare facility centers honor Aetna’s plan and will give you coverage according to your plan. You get full coverage for the medical expenses if you get the services within the network and if you go out of that network, it is possible that you might have to pay the total bill from your pocket as many plans give no coverage for the services availed off-network.

But there are some Advantage plans that cover the cost of the medical service partially outside the network as well. The coverage of the expense depends on the type of plan you choose.

Types of Advantage Plans

Aetna is selling a variety of Advantage plans by Medicare and some of them are as follows:

HMO

• Basic and most affordable Advantage plan

• Sold at a competitive price by Aetna

• Full coverage on the network

• No coverage off-network

PPO

• Covers both inside and outside the network

• Full coverage within the network

• Partial coverage outside the network

• Higher in premium rate as compared to HMO

HMO-POS

• Flexible and fantastic plan if your needs match the offering

• It is an in-between plan offered by Aetna

• It covers both inside and outside the network

• It provides full coverage within the network

• Coverage for some healthcare service is given outside the network

DSNP

• Special needs plan covers you the best if you are eligible for it

• Personalized plan

• Available for those seniors who are eligible for Medicaid and Medicare

If you subscribe to a Medicare Advantage plan, you not only get the basic healthcare benefits of the plan but also get some attractive bonuses and perks that are exclusively available for the subscribers of Aetna. These bonuses are beneficial and you will not be charged anything extra for it. The perks include gym membership, where you get a personalized diet and exercise plan to spend a healthier and happier life.

Aetna is best when it comes to deal with customers as it provides a strong customer relationship by ensuring a friendly response and giving relevant advice to choose a plan that suits them the best. The company had great goodwill in the insurance market and they try to keep their rates low as compared to its immediate competitors.

If you want to have a look at the most accurate and up-to-date rates of Aetna and compare it with other insurers and Advantage plan, then use our comparison tool on the website. This tool is absolutely free to use and gives you an idea that which plan will is offering the best coverage and from whom it’s worthy to purchase.

Moreover, Aetna provides 24-hours on-call service for its subscriber, where they can contact a medical professional either a doctor or nurse if they seek any medical advice. Having this service cannot only save your trip to the hospital but also helps you get treated at home for minor problems.

Almost all the subscribers of Aetna are not only satisfied by choosing Advantage plan as their medical insurance but also suggest other seniors get protected from these plans. These Advantage plans are the best money-saving insurance plan that gives you peace of mind for your medical emergencies and needs.

The affordable and high-value Aetna Medicare Advantage plan is a good deal to avail for the seniors. You may check which plan fits you the most from our website where the most accurate and latest information is available. The list has a number of insurance companies with different Advantage plans. You can check the price and confidently select one to cover your medical needs. If you have any questions regarding Advantage plan, price, coverage, or anything else – don’t hesitate to give us a call. We encourage you to talk to our insurance agents, as they are expert and friendly and would probably help you make the final decision for the insurance plan.