AARP Medicare Advantage Plan
With Medicare Advantage Policy, you can get much more than just Medicare plans. Signing up for Medicare plan from a trusted insurance provider like AARP, you can get extensive coverage because of their diversified network. It offers the most comprehensive and largest Advantage plans with a wide range of insurance options for the seniors of 65 age or above.
You can feel protected and tension free by enrolling in the AARP Medicare Advantage plan while leaving behind the worries of paying the bills of doctors, specialists, pharmacies, and hospitals. Just imagine, how little weight there will be in your pocket if you get any medical emergency or pay for your healthcare services.
What is Medicare Advantage?
After hearing about the Medicare advantage plan what first comes in the mind is what benefits the seniors can avail after signing up for Medicare plans. There is a plethora of advantages that can be availed and we would like to highlight it here. The most demanding and high coverage insurance policies for medical needs are called Medicare Advantage plans. These are the best replacement designed for the Original Medicare plan as it covers the majority of Medicare Part A and Part B plans along with the insurance for any emergency situation and medical needs.
In addition, the general visits for checkups throughout the year that the seniors have to make are also covered in the Medicare Advantage plan. These medical checkups include visits to the dentist, general physician, optometrist, or hearing specialist. In case, if the doctor suggests for a new pair of glasses or hearing aid then you don’t have to worry about buying it as this expense is covered in the Advantage plan. The Advantage plans cover almost all the medical expenses of the seniors and they need not pay anything from the pocket.
2021 Medicare Advantage Plans
How Much an Advantage Plan Costs?
You must be wondering that what is the cost of these AARP Medicare Advantage plans. Well, every company set their own price for it as there is no standard rate. Comparatively, AARP offers the best rate and once you register for this plan, the rate is frozen for you until next year. However, the pricing scheme do have an up-down with time and it may vary.
On average, the plan costs a monthly premium of $45. Whereas, at some places, you don’t have to pay anything for the premium and they would cost you $0 per month. Moreover, the subscriber needs to meet the annual deductible, which has to be paid every year before you get the coverage by the subscribed plan.
Curious about the price and costs of these plans? Visit our website to check the current rates as it is always better to know before paying. However, you can also compare the rates of other insurance companies to get a better idea of what perks you are going to get while signing up with AARP.
Why AARP is the Seniors Choice?
Well, there are a number of insurance companies that are selling Medicare Advantage but what makes AARP stand out from the competitors is the membership perks and the incredible network covers. Although the rates are not the lowest (which you can see in the comparison list on our website) but the benefits you will get after registering are beyond words. It is the choice and consideration for seniors, who trust and prefer AARP over other insurance providers.
An AARP subscriber can enjoy the free member perks that include a number of bonuses that don’t cost anything but gives you a great sense of value for the plan. Mentioned below are some of the services, which you can enjoy with your plan without paying any extra money:
Home delivery of prescribed medicines
24×7 access Medical advice via phone call with the experts
Customized exercise and diet plans
Minder for medical checkups and visits
Concession on unessential medical services
These are only a couple of perks mentioned and they are awesome but they might vary from location to location and you won’t be able to get all of them wherever you go. For example, if you do not have a gym in your local area then you won’t be able to get the gym membership as it is a part of the bonus membership program of AARP.
If you are searching for one of the finest care services providers in the country than AARP is the most considered and trust-worthy choice to be made. People are willing to pay a little higher price for the plan as it gives you a plethora of value-added services and perks that no other competitors are offering. By paying some extra amount on the base premium saves you from paying much more money in other places.
As we discussed before, the salient reason for AARP being the number 1 choice of senior is their remarkable network. What is the use of such a plan that gives you services in only a couple of medical facilities in the country? Whereas, AARP has a giant network that is accepted by most of the medical clinics and hospitals with full or partial coverage according to your plan. The AARP network is strong and wide that it has a plethora of healthcare centers, medical experts, pharmacies, and numerous medical facilities.
AARP’s HMO plan gives you full network access with limited coverage at an affordable price. Whereas, PPO Advantage plan offers full coverage within the network and partial coverage outside the network area by paying a little more for it.
There are some more network options and have different requirements for it as they are not available in all areas and not every senior can get it. Don’t get confused, these plans have perfect options for you, and for that, you need to connect with our insurance experts to decide the best AARP Medicare Advantage plan. Our experts are there to help you according to your need.